How can we stop collectors from calling us regarding other people’s debts?
Ours is the only listed phone number with our family name. Our extended family members have delinquent accounts and because of this, we receive numerous calls from their debt collectors. They leave mean messages assuming that they have reached their customer. It is so annoying and once they get a message, they continue to call back. We’ve tried to call the agency and tell them to remove us but it’s very difficult when they call from phone banks and such. We also relay the information to our family member in the hopes that they take care of the account.
Couple thoughts. Sounds like you’ve told them to put you on their Do Not Call list, which is typically a state and/or federal law. Google it for your state and find out. They’re required by law to comply. Secondly check out the "Fair Debt Collection" law (I think that’s the correct name of it) - there are laws about what time of day they can call, and that they cannot be abusive. In fact some of these laws stipulate if the call occurs past a certain hour of the day, it’s considered abuse. Other ideas: When you tell them next time to stop calling you - ask for a manager and tell them you are reporting them to your State Attorney General. (that usually works). Lastly; just an idea we used because we had just a guy calling us who kept asking for "Joe"…eventually my husband answered the phone (cause by this time we recognized the number) "Burger King". After doing this a few times, the guy figured he had the wrong number and stopped calling. Good luck!
January 26th, 2010 at 6:09 am
When they call answer the phone and tell them that they have the wrong number and if they call again you will have your attorney deal with it. Worked for me…
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January 26th, 2010 at 6:46 am
Tell them the people they seek don’t live at your number and tell them if they continue to call they will be violating the fair debt collections act.
You could also get rid of your land line, or get an unlisted number.
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January 26th, 2010 at 7:12 am
Couple thoughts. Sounds like you’ve told them to put you on their Do Not Call list, which is typically a state and/or federal law. Google it for your state and find out. They’re required by law to comply. Secondly check out the "Fair Debt Collection" law (I think that’s the correct name of it) - there are laws about what time of day they can call, and that they cannot be abusive. In fact some of these laws stipulate if the call occurs past a certain hour of the day, it’s considered abuse. Other ideas: When you tell them next time to stop calling you - ask for a manager and tell them you are reporting them to your State Attorney General. (that usually works). Lastly; just an idea we used because we had just a guy calling us who kept asking for "Joe"…eventually my husband answered the phone (cause by this time we recognized the number) "Burger King". After doing this a few times, the guy figured he had the wrong number and stopped calling. Good luck!
References :